The Lifestyle Calculator is an educational financial modelling tool operated by Lifestyle Calculator. It does not provide personalised financial advice. These documents explain how the tool works, how we handle your information and what your rights are.
Draft for legal review. These pages were prepared to make our policies transparent and easy to find. They have not yet been approved by a South African attorney or compliance professional, and the business does not claim to be legally compliant merely because these pages exist. Wording, company details and regulatory positioning must be reviewed and approved before launch.
How we collect, use, share, store and protect your personal and financial information, including bank statements and other documents you upload.
The short-form notice required under the Protection of Personal Information Act, describing the responsible party, the information processed and your rights as a data subject.
The agreement that governs your use of the Lifestyle Calculator website, account, software and services.
Rules for visiting and browsing the website itself, including acceptable use, links and electronic communications.
Which cookies and similar browser storage this website actually uses, and how you can control them.
The Lifestyle Calculator is an educational financial modelling tool. It is not financial advice and its results are estimates.
The risks that affect every projection in the calculator, including market, property, interest rate, inflation and personal risk.
Limits on the information, availability and accuracy of this website and the calculator, subject to South African law.
How automated calculations and AI-assisted document scanning work in this app, and what you remain responsible for.
What you should know if we refer you to a financial adviser, insurer, accountant, bond specialist or other professional.
Manual published in terms of section 51 of the Promotion of Access to Information Act, 2 of 2000, describing the records we hold and how to request access to them.
How to access, correct or delete your information, ask how it is processed, or raise a privacy complaint.
Your rights as a consumer under South African law, and our commitment not to contract out of rights that cannot be excluded.
How to complain about the service, a privacy matter, a technical issue or a calculation, and what happens next.