Rules for visiting and browsing the website itself, including acceptable use, links and electronic communications.
Legal document status — draft
The legal documents available on this website are currently draft documents prepared for the initial operation of Lifestyle Calculator. They are provided as an interim framework and are subject to review, amendment and approval by a South African attorney and/or suitably qualified compliance professional.
These documents will be updated once the legal and compliance review has been completed. The final versions may contain additional provisions, amendments or changes required to ensure that the website's terms, privacy practices, consumer disclosures and financial-services positioning are appropriately aligned with applicable South African legislation.
The publication of these draft documents does not constitute a representation that Lifestyle Calculator is currently compliant with every law, regulation, licence requirement, registration requirement or regulatory obligation that may potentially apply to the website or its activities.
Users should refer to the latest published version of each document once the legal review has been completed.
By accessing this website you agree to use it lawfully and not to interfere with its operation, security or availability.
Website content is general and educational. We try to keep it accurate and current but do not warrant that every page is free of error or omission at all times.
This website operates electronically. Information required to be disclosed under section 43 of the Electronic Communications and Transactions Act must be published here once the business details are confirmed: [TO BE CONFIRMED BY THE BUSINESS].
Where you transact electronically with us, you agree that electronic records and communications satisfy any requirement that information be in writing.
Links to third-party websites are provided for convenience. We do not control and are not responsible for their content, products or privacy practices.
You may not probe, scan or test the vulnerability of the website or breach its security or authentication measures. Suspected security issues can be reported to [TO BE CONFIRMED BY THE BUSINESS].
All trade marks, text, graphics and software on the website are protected. Reproduction without permission is not allowed.
You are responsible for ensuring that the information you enter into the Lifestyle Calculator is accurate, complete and up to date. Results reflect what you enter.
Lifestyle Calculator does not guarantee the accuracy, completeness, reliability or suitability of any calculation, projection, benchmark, score, suggestion, content or result produced by the website.
Where the website uses third-party information, data, services, links, advertisements, referral partners or other external resources, we do not necessarily endorse or guarantee those third parties or anything they provide.
We do not guarantee uninterrupted availability of the website, the calculator, account functionality, document-processing functionality or any other feature.
We may modify, suspend, replace or discontinue any feature, calculation methodology, benchmark, assumption, service or content at any time.
To the extent permitted by South African law, we are not liable for loss arising from reliance on calculations, projections or other information generated by the website. This clause does not exclude or limit liability where the law does not allow it, and it does not exclude, restrict or waive any right you have under the Consumer Protection Act or other applicable legislation.
The final limitation-of-liability wording is one of the provisions still subject to review by a South African attorney.
Questions about this document? Visit Contact us, or raise a formal issue on the Complaints page.