What you should know if we refer you to a financial adviser, insurer, accountant, bond specialist or other professional.
Draft for legal review. These pages were prepared to make our policies transparent and easy to find. They have not yet been approved by a South African attorney or compliance professional, and the business does not claim to be legally compliant merely because these pages exist. Wording, company details and regulatory positioning must be reviewed and approved before launch.
Any adviser, insurer, investment provider, accountant, bond originator or other professional we refer you to is independent of the Lifestyle Calculator unless we tell you otherwise in writing.
Whether the business receives a referral fee, commission or other benefit for a referral is: [TO BE CONFIRMED BY THE BUSINESS]. This must be confirmed and disclosed here before any referral arrangement goes live.
You are free to use any provider you prefer. A referral is not a recommendation that the provider is the best or the cheapest option for you.
The third party is solely responsible for its own advice, products and services, and for its own licensing, disclosures and record keeping. We do not supervise their advice.
We do not state that any adviser is an authorised financial services provider unless that authorisation has actually been verified. You can and should confirm an adviser's FSP status yourself before taking advice.
Questions about this document? Visit Contact us, or raise a formal issue on the Complaints page.