Cookie Policy

Which cookies and similar browser storage this website actually uses, and how you can control them.

Version: Version 1.1
Effective date: Effective: 1 September 2026
Last updated: Last updated: 21 August 2026

Draft — Pending Legal & Compliance Review

Legal document status — draft

The legal documents available on this website are currently draft documents prepared for the initial operation of Lifestyle Calculator. They are provided as an interim framework and are subject to review, amendment and approval by a South African attorney and/or suitably qualified compliance professional.

These documents will be updated once the legal and compliance review has been completed. The final versions may contain additional provisions, amendments or changes required to ensure that the website's terms, privacy practices, consumer disclosures and financial-services positioning are appropriately aligned with applicable South African legislation.

The publication of these draft documents does not constitute a representation that Lifestyle Calculator is currently compliant with every law, regulation, licence requirement, registration requirement or regulatory obligation that may potentially apply to the website or its activities.

Users should refer to the latest published version of each document once the legal review has been completed.

1. What we use today

Essential / authentication storage: your signed-in session is kept in your browser (cookies and local storage) by our authentication provider. Without it you cannot stay signed in.
Preference and draft storage: the app stores small items locally, such as unsaved edits queued while you are offline, so your work is not lost.
Security and error handling: our hosting platform may set technical cookies needed to serve and protect the site.
First-party usage measurement: a randomly generated visit identifier is stored in your browser so repeat visits can be counted as one visit. It contains no personal information, is not shared with any third party, and is stored in one-way hashed form on our side.

2. What we do not use

We do not run advertising or marketing cookies, and we do not use a third-party analytics tracker such as Google Analytics, a Meta Pixel, PostHog or Mixpanel. If marketing cookies are ever introduced, this page will be updated and, where consent is required, we will ask for it before those cookies are set.

3. Third-party cookies

If you sign in with Google, Google may set cookies on its own domains as part of that sign-in. That processing is governed by Google's own policies.

4. Managing cookies

You can delete or block cookies in your browser settings. Blocking essential cookies and local storage will prevent you from signing in and using the calculator.

Questions about this document? Visit Contact us, or raise a formal issue on the Complaints page.