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Website Disclaimer

Limits on the information, availability and accuracy of this website and the calculator, subject to South African law.

Version
Version 1.0
Effective date
Effective: 1 September 2026
Last updated
Last updated: 21 August 2026
Draft — Pending Legal & Compliance Review

Legal document status — draft

The legal documents available on this website are currently draft documents prepared for the initial operation of Lifestyle Calculator. They are provided as an interim framework and are subject to review, amendment and approval by a South African attorney and/or suitably qualified compliance professional.

These documents will be updated once the legal and compliance review has been completed. The final versions may contain additional provisions, amendments or changes required to ensure that the website's terms, privacy practices, consumer disclosures and financial-services positioning are appropriately aligned with applicable South African legislation.

The publication of these draft documents does not constitute a representation that Lifestyle Calculator is currently compliant with every law, regulation, licence requirement, registration requirement or regulatory obligation that may potentially apply to the website or its activities.

Users should refer to the latest published version of each document once the legal review has been completed.

1. Educational information

All information on this website is general and educational. It does not take your personal circumstances into account beyond the figures you enter.

2. Calculator limitations

  • Results depend entirely on the accuracy of the information you enter or import.
  • Estimates and assumptions are used throughout, including growth, inflation, withdrawal rates and benchmark percentages.
  • Information read from an uploaded budget document may be misread, so you must check every line before you confirm it.
  • AI-generated categorisations may be wrong and must be reviewed.

3. Availability and technical errors

The website may be unavailable from time to time and may contain technical errors or bugs. We fix issues as quickly as we reasonably can.

4. No guaranteed outcomes

We do not guarantee any financial outcome, investment return, property value, credit approval, retirement date or that you will achieve financial freedom.

5. Consumer rights preserved

Nothing in this disclaimer limits any right you have under the Consumer Protection Act or other South African law that cannot lawfully be excluded.

Questions about this document? Visit Contact us, or raise a formal issue on the Complaints page.