Website Disclaimer

Limits on the information, availability and accuracy of this website and the calculator, subject to South African law.

Version: Version 1.0
Effective date: Effective: 1 September 2026
Last updated: Last updated: 21 August 2026

Draft for legal review. These pages were prepared to make our policies transparent and easy to find. They have not yet been approved by a South African attorney or compliance professional, and the business does not claim to be legally compliant merely because these pages exist. Wording, company details and regulatory positioning must be reviewed and approved before launch.

1. Educational information

All information on this website is general and educational. It does not take your personal circumstances into account beyond the figures you enter.

2. Calculator limitations

Results depend entirely on the accuracy of the information you enter or import.
Estimates and assumptions are used throughout, including growth, inflation, withdrawal rates and benchmark percentages.
Third-party information (such as merchant names read from a statement) may be inaccurate.
AI-generated categorisations may be wrong and must be reviewed.

3. Availability and technical errors

The website may be unavailable from time to time and may contain technical errors or bugs. We fix issues as quickly as we reasonably can.

4. No guaranteed outcomes

We do not guarantee any financial outcome, investment return, property value, credit approval, retirement date or that you will achieve financial freedom.

5. Consumer rights preserved

Nothing in this disclaimer limits any right you have under the Consumer Protection Act or other South African law that cannot lawfully be excluded.

Questions about this document? Visit Contact us, or raise a formal issue on the Complaints page.